Carrier profile · USDOT 2635190 · MC-919835 · Updated Jun 13, 2026

PERSONAL ASSURANCE LOGISTICS INC

1 power unitavg 8.2 yrLocal · 2 statesANTIOCH, TN88/100

CARRIER ACTIVEMC-919835 ACTIVE

Observed fleet · trailing 24 mo daily

1Power units

5 observed · MCS-150

—Trailers seen

None observed · 24 mo

8.2Avg age (yr)

2017–2019 · vPIC

Call dispatch(615) 969-3114 Email dispatchGRANDDIRECTIONS@GMAIL.COM

Click to see how we scored it

Load decision · FMCSA snapshot · Jun 13, 2026

Clear to load

Clear under the current scoring — review the flagged signal below before loading.

Active operating authorityInsurance on fileDriver out-of-service rate well above average

Watch · 1

Driver out-of-service rate well above average42.9% of driver inspections were placed out of service vs the 6.7% national average.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 11 yearsOperating authority has been on file since 2015.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo16.7%

▼ 22.26% nat'l

Crashes · fatal

3 in 24 mo

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo16.7%

▼ 22.26% nat'l

Crashes · fatal

3 in 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Owner-operator

1 power unit. Brokers price each fleet type apart.

Fleet age vs peersTypical

8.2 yr

Model years 2017–2019 · peer benchmark unavailable.

Identity stabilityStable

11 yr unchanged

Same registration since 2015 — no chameleon / reincarnation signal.

Safety

7 inspections · 24 mo · vs national benchmarks

Out-of-service rate· 24-mo cumulative · vs national

Vehicle OOS 16.7%24-mo cumulative

050%nat'l 22.26%

Driver OOS 42.9%24-mo cumulative

030%nat'l 6.67%

Every inspection in the window pooled — 6 vehicle and 7 driver inspections over 24 months.

Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing

20.0% · latest 6-mo window▼ Falling

Share of vehicle-level roadside inspections in each trailing six-month window that resulted in a vehicle out-of-service order. Trending down 13.3 pts across the window. The national vehicle benchmark uses the same metric and is shown on the chart.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

6 inspections in the charted months · busiest month Sep '24 · 1

Vehicle-levelDriver-levelAny OOS

Monthly FMCSA roadside inspections across the 24 charted calendar months. Bars show level-qualified vehicle and driver populations; one inspection can qualify for both. The line shows inspections with any out-of-service result.

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Heavily inspected

Under-inspected

Expected

Well-monitored

Heavily inspected

≈3.5 / unit·yr

thin signalabundant signal

Among the more heavily-inspected carriers for its size — abundant roadside signal. Coverage isn't the question here; the out-of-service and crash record is.

Registered power units: 1
Inspections · 24 mo: 7
Annualized: ≈4 / yr
Coverage: ≈3.5 inspections / unit · yr

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving14 · 0 OOS
391.41 No / expired medical certificateDriver Fitness4 · 1 OOS
395.8 Record of duty status (log / ELD) not current or missingHOS Compliance3 · 3 OOS
392.5 Driving of commercial motor vehiclesUnsafe Driving2 · 2 OOS
390.21 USDOT number marking on vehicleUnsafe Driving2 · 0 OOS
393.9 Inoperative required lampsVehicle Maintenance1 · 0 OOS
395.22 ELD — provider/registration/malfunctionHOS Compliance1 · 0 OOS
396.17 Periodic (annual) inspectionVehicle Maintenance1 · 0 OOS
383.25 Commercial Driver's License (CDL)Driver Fitness1 · 1 OOS
396.3 Inspection / repair / maintenance not performedVehicle Maintenance1 · 1 OOS

Explore full safety record — inspections, BASICs, crashes

Authority & insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 6 insurers · 2 lapsesCoverage lapse

Progressive Hawaii’23–’25

2015201820212024now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $750,000 · GEICO MARINE INSURANCE COMPANY · since Oct 2025

All 10 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
GEICO MARINE INSURANCE COMPANY	Oct 2025 → Oct 2025	$750K	2
CANAL INSURANCE CO.	Apr 2025 → Oct 2025	$750K	1
PROGRESSIVE HAWAII INSURANCE CORP	Dec 2023 → Apr 2025	$750K	1
PROGRESSIVE HAWAII INSURANCE CORP	Sep 2023 → Jun 2023	$750K	1
ACCREDITED SPECIALTY INSURANCE COMPANY	Jun 2023 → Sep 2023	$750K	4
PROGRESSIVE HAWAII INSURANCE CORP	May 2023 → Jun 2023	$750K	1
EVERSPAN INDEMNITY INSURANCE COMPANY	May 2022 → May 2023	$750K	1
PROGRESSIVE HAWAII INSURANCE CORP	May 2021 → May 2022	$750K	1
PROGRESSIVE HAWAII INSURANCE CORP	May 2016 → May 2016	$750K	2
GRANITE STATE INSURANCE CO.	May 2015 → May 2016	$750K	1

Explore full authority & insurance record

Equipment & fleet

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 1
Observed power (24 mo): 5
Trailers (towed): 0

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Fleet age· model years · decoded VINs

8.2 yr

Average age

2019

Newest model yr

2017

Oldest model yr

20.0%

VINs decoded

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & lanes

Revealed by inspection density across 2 states · 24 mo

Operating footprint· revealed by roadside-inspection geography

Operating radiusLocal

revealed

States observed

US states

Inspections · 24 mo

TN busiest

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

ANTIOCH, TN

1815 ISABELLE CT

Top corridor

TN 4 · KY 3

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & fraud

Affiliated entities & reincarnation signals · for review, not a verdict

Shares a company officer with other carriers

freddie carr — 2 carriers: USDOT 3139740

Capacity consistency· registered vs roadside-observed power units

Registered (MCS-150)

Observed (24 mo)

Roadside-observed power units materially exceed the registered MCS-150 fleet — confirm the carrier is operating within its filed capacity.

Explore the carrier network & VIN cross-links

Identity & contact

FMCSA census + L&I dossier

Location

Physical address: 1815 ISABELLE CT, ANTIOCH, TN, 37013
Operation: Interstate

Contact

Phone: (615) 969-3114
Email: granddirections@gmail.com

Registration

Officer: Freddie Carr
USDOT / docket: 2635190 · MC-919835
First registered: May 14, 2015
Last MCS-150: Nov 13, 2025 · 50,000 mi (2024)
FMCSA safety rating: Not rated
Recordable crash rate: 0.00
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

—CDL drivers

50,000

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

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Verification summaryAuthority, insurance, safety and identity facts for PERSONAL ASSURANCE LOGISTICS INC.

PERSONAL ASSURANCE LOGISTICS INC (USDOT 2635190) has a Vektor safety score of 88/100 and a Clear to load verdict, from the carrier's FMCSA record refreshed Jun 13, 2026.

The carrier holds active common and contract for-hire operating authority per FMCSA L&I as of Jun 13, 2026.

It has an active BIPD insurance filing with a $750,000 limit in force from GEICO MARINE INSURANCE COMPANY effective Oct 29, 2025 in FMCSA L&I's current snapshot as of Jun 13, 2026.

Its vehicle out-of-service rate was 16.7% over the last 24 months, versus the 22.26% CVSA national average, from FMCSA roadside-inspection data refreshed Jun 13, 2026.

The carrier received 7 roadside inspections in the last 24 months — 6 vehicle-level and 7 driver-level — across 2 states, according to FMCSA roadside-inspection data refreshed Jun 13, 2026.

The carrier has 3 reportable crashes in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Jun 13, 2026.

It reports 1 power unit and 2 drivers in its most recent MCS-150 filing dated Nov 13, 2025.

It has no FMCSA-assigned safety rating in the federal record refreshed Jun 13, 2026.

Frequently asked

What is PERSONAL ASSURANCE LOGISTICS INC's USDOT number?

PERSONAL ASSURANCE LOGISTICS INC's USDOT number is 2635190, and its motor carrier number is MC-919835.

Is PERSONAL ASSURANCE LOGISTICS INC authorized to operate?

As of Jun 13, 2026, PERSONAL ASSURANCE LOGISTICS INC is active in the FMCSA register with common, contract, broker operating authority on file.

What is PERSONAL ASSURANCE LOGISTICS INC's safety record?

PERSONAL ASSURANCE LOGISTICS INC has a 16.7% vehicle out-of-service rate (national average 22.26%) across 8 roadside inspections, with 3 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor's computed risk score is 88/100 (tier: clear).