Owner-operator
3 power units. Brokers price each fleet type apart.
DBA SMITH AND LUMAN
Load decision · FMCSA snapshot · Jun 13, 2026
Clear under the current scoring — review the flagged signal below before loading.
Owner-operator
3 power units. Brokers price each fleet type apart.
12 yr
Model years 2006–2020 · peer benchmark unavailable.
8 yr unchanged
Same registration since 2018 — no chameleon / reincarnation signal.
SMITH AND LUMAN LLC (USDOT 3157449) has a Vektor safety score of 86/100 and a Clear to load verdict, from the carrier's FMCSA record refreshed Jun 13, 2026.
The carrier holds active common for-hire operating authority per FMCSA L&I as of Jun 13, 2026.
It has an active BIPD insurance filing with a $750,000 limit in force from TRISURA SPECIALTY INSURANCE COMPANY effective Mar 20, 2026 in FMCSA L&I's current snapshot as of Jun 13, 2026.
Its vehicle out-of-service rate was 83.3% over the last 24 months, versus the 22.26% CVSA national average, from FMCSA roadside-inspection data refreshed Jun 13, 2026.
The carrier received 8 roadside inspections in the last 24 months — 6 vehicle-level and 8 driver-level — across 5 states, according to FMCSA roadside-inspection data refreshed Jun 13, 2026.
The carrier has 0 reportable crashes in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Jun 13, 2026.
It reports 3 power units and 2 drivers in its most recent MCS-150 filing dated May 9, 2026.
It has no FMCSA-assigned safety rating in the federal record refreshed Jun 13, 2026.
SMITH AND LUMAN LLC's USDOT number is 3157449, and its motor carrier number is MC-108781.
As of 2026-06-13, SMITH AND LUMAN LLC is active in the FMCSA register with common, contract, broker operating authority on file.
SMITH AND LUMAN LLC has a 83.3% vehicle out-of-service rate (national average 22.26%) across 14 roadside inspections, with 0 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor's computed risk score is 86/100 (tier: clear).
SMITH AND LUMAN LLC operates 3 power units and 2 drivers per its most recent MCS-150 filing.
SMITH AND LUMAN LLC is based in KEMP, TX, with roadside inspections recorded across 5 states.
Comparable carriers operating in Texas
8 inspections · 24 mo · vs national benchmarks
Out-of-service rate· 24-mo cumulative · vs national
Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing
Roadside inspection history· 24-mo monthly · vehicle / driver level · any-OOS overlay
7 inspections · 24 mo · busiest month May '26 · 2
Inspection coverage· expected vs observed · the fraud signal
How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.
Violation themes· decoded · grouped by BASIC
What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.
Can they legally + adequately haul your load?
Operating authority· 49 CFR · per type
Operating authority
Insurance & bonds
Insurance adequacy· filed BIPD vs the $750K federal floor
Insurance continuity· insurer · policy · lapses
Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.
BIPD in force — $750,000 · TRISURA SPECIALTY INSURANCE COMPANY · since Mar 2026
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| PROGRESSIVE COUNTY MUTUAL | Mar 2025 → Mar 2026 | $750K | 1 |
| SOUTHLAKE SPECIALTY INSURANCE COMPANY | Mar 2024 → Mar 2025 | $750K | 1 |
| INDEMNITY INSURANCE CO. OF NORTH AMERICA | Mar 2023 → Mar 2024 | $750K | 1 |
| PROGRESSIVE COUNTY MUTUAL | Mar 2021 → Apr 2023 | $750K | 2 |
| REDWOOD FIRE AND CASUALTY INSURANCE CO. | Aug 2018 → May 2019 | $750K | 1 |
VIN-decoded · NHTSA vPIC
Capacity· power units = haulable capacity; trailers are towed
Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.
Fleet age· model years · decoded VINs
Revealed by inspection density across 5 states · 24 mo
Operating footprint· revealed by roadside-inspection geography
Inspection density by state· each tile = a state · shade = inspections, last 24 mo
Affiliated entities & reincarnation signals · for review, not a verdict
No shared-VIN flow in the last 12 months
Shares a company officer with other carriers
Capacity consistency· registered vs roadside-observed power units
Registered and roadside-observed capacity are broadly consistent.
FMCSA census + L&I dossier
Location
Contact
Registration
Fleet (self-reported · MCS-150)
Daily-captured FMCSA licensing & insurance changes — monitored by Vektor
Federal record activity· monitored daily by Vektor
No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.
Verified broker, shipper & driver reviews — moderated
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