Fleet typeIdentity
Lessor pool
76 power units. Brokers price each fleet type apart.
Carrier profile · USDOT 4200881 · MC-1620636
DIRECT BUSINESS HOLDINGS INC
76 power unitsavg 3.6 yrNational · 35 statesMERRILLVILLE, IN
CARRIER ACTIVEMC-1620636 ACTIVERATED CONDITIONAL
Observed fleet · trailing 24 mo daily
76Power units
113 observed · MCS-150
110Trailers seen
Decoded · vPIC
3.6Avg age (yr)
1997–2026 · vPIC
Click to see how we scored it
Load decision · FMCSA snapshot · 2026-06-13
High risk
Multiple serious issues on the federal record. Verify directly before any tender.
No active operating authority
Watch · 4
No active operating authorityNo active common, contract, or broker authority is on file for a for-hire carrier.Vehicle out-of-service rate well above average54.7% of vehicle inspections were placed out of service vs the 22.3% national average.Driver out-of-service rate well above average15.4% of driver inspections were placed out of service vs the 6.7% national average.Multiple injury crashes3 crashes involving injuries are on record.
In good standing · 0
Nothing flagged.
Operating authority22 yr active
since 2024Insurance (BIPD)Unknown
FMCSA L&IVehicle OOS · 24mo54.754.7 %
▲ 22.26% nat'lCrashes · fatal00
10 in 24moVektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots
Fleet age vs peersNewer
3.6 yr
Model years 1997–2026 · peer benchmark computing.
Identity stabilityStable
2 yr unchanged
Same registration since 2024 — no chameleon / reincarnation signal.
AI readFull read
Is DIRECT BUSINESS HOLDINGS INC safe to work with?
Is DIRECT BUSINESS HOLDINGS INC safe to load? DIRECT BUSINESS HOLDINGS INC (USDOT 4200881, MC-1620636) is an active leasing/lessor-pool motor carrier based in MERRILLVILLE, IN, operating 76 power units and 71 drivers. Operating authority has been active 2 years (past the 24-month broker-confidence threshold). Across 234 roadside inspections, its vehicle out-of-service rate is 54.7% (above the 22.26% national average), with 10 reportable crashes in the last 24 months. FMCSA rates it Conditional. Vektor rates it high risk (50/100), with the leading concern: no active operating authority. Source: FMCSA SAFER/MCMIS, last updated 2026-06-13.
FMCSA fields + Vektor analysis · updated 2026-06-13
DBDIRECT BUSINESS HOLDINGS INC 50
01
Safety
234 inspections · 24 mo · vs national benchmarks
Out-of-service rate· trailing 24 months vs national benchmark
Vehicle OOS 54.7% (24-mo)117 veh insp · 24-mo · nat'l 22.26%
050%nat'l 22.26%
Driver OOS 15.4% (24-mo)234 drv insp · 24-mo · nat'l 6.67%
030%nat'l 6.67%
OOS trajectory· trailing 6-mo vehicle-OOS rate vs national
38.4% now● Stable
Inspection coverage· expected vs observed · the fraud signal
Inspection coverage
How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.
Under-inspected
Expected
Well-monitored
Heavily inspected
≈1.5 / unit·yr
thin signalabundant signal
Within the expected band for a 76-unit fleet — FMCSA has inspected this carrier often enough that the out-of-service and violation signals above are statistically trustworthy.
- Registered power units
- 76
- Inspections · 24 mo
- 234
- Annualized
- ≈117 / yr
- Coverage
- ≈1.5 inspections / unit · yr
Violation themes· decoded · grouped by BASIC
What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.
- 392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving258 · 1 OOS
- 395.8 Record of duty status (log / ELD) not current or missingHOS Compliance95 · 25 OOS
- 393.75 Tires (defective / underinflated / worn)Vehicle Maintenance65 · 47 OOS
- 393.9 Inoperative required lampsVehicle Maintenance41 · 10 OOS
- 393.47 Brake actuators / linings / componentsVehicle Maintenance41 · 4 OOS
- 393.45 Brake tubing / hose defectsVehicle Maintenance37 · 11 OOS
- 390.21 USDOT number marking on vehicleUnsafe Driving35
- 396.3 Inspection / repair / maintenance not performedVehicle Maintenance25 · 22 OOS
- 395.24 ELD — record edits / dataHOS Compliance21
- 393.48 Brakes inoperativeVehicle Maintenance20
02
Authority & insurance
Can they legally + adequately haul your load?
Operating authority· 49 CFR · per type
Operating authority
- Common
- Inactive
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Not on file
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 4 insurers · 0 lapsesInsurer churn
+3 earlier
Universal Risk · 26–26
20242026
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
4 insurer eras · collapsed from 7 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| UNIVERSAL CASUALTY RISK RETENTION GROUP, INC | Jan 2026 → Apr 2026 | $750k | 1 |
| GEICO MARINE INSURANCE COMPANY | Jun 2025 → Oct 2025 | $750k | 4 |
| ARTISAN & TRUCKERS CASUALTY COMPANY | Apr 2025 → Jun 2025 | $750k | 1 |
| KNIGHTBROOK INSURANCE COMPANY | Apr 2024 → Apr 2025 | $750k | 1 |
03
Equipment & fleet
VIN-decoded · NHTSA vPIC
Capacity· power units = haulable capacity; trailers are towed
- Registered power units (MCS-150)
- 76
- Observed power (24 mo)
- 113
- Trailers (towed)
- 110
Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.
Fleet age· model years · decoded VINs
Average age
2026
Newest model yr
1997
Oldest model yr
VINs decoded
04
Operations & lanes
Revealed by inspection density across 35 states · 24 mo
Operating footprint· revealed by roadside-inspection geography
Operating radiusNational
revealedStates observed3535
US statesInspections · 24 mo234234
OH busiestInspection density by state· each tile = a state · shade = inspections, last 24 mo
Home base
MERRILLVILLE, IN
Top corridor
OH ⇄ IN
Density
fewermore
05
Network & fraud
Affiliated entities & reincarnation signals · for review, not a verdict
Last 12 months: 100 trucks also ran under 12 other carriers
VINs inspected under this carrier were recently inspected under other USDOTs too — the active double-broker / shared-equipment signal: USDOT 3594294USDOT 4258905USDOT 264184USDOT 121018USDOT 3473865USDOT 3969020USDOT 4300881USDOT 3148149Some overlap is legitimate (leased or sold equipment); review alongside the other signals.
Show all-time history (100 trucks · 29 carriers)
Across all inspections on record: USDOT 1994664USDOT 3518735USDOT 4258905USDOT 273818USDOT 4259993USDOT 2462708USDOT 3148149USDOT 2754920
Capacity consistency· registered vs roadside-observed power units
Registered (MCS-150)7676
Observed (24 mo)113113
Shared w/ other carriers100100
Registered and roadside-observed capacity are broadly consistent.
06
Identity & contact
FMCSA census + L&I dossier
Location
- Physical address
- 8398 MISSISSIPPI STREET, MERRILLVILLE, IN, 46410
- Operation
- Interstate
Contact
- Phone
- (708) 348-8955
Registration
- Officer
- Miodrag Matic
- USDOT / docket
- 4200881 · MC-1620636
- First registered
- 02/27/2024
- Last MCS-150
- 12/30/2025 · 50,000 mi (2024)
- FMCSA safety rating
- Conditional · 05/31/2026
- D-U-N-S
- —
Fleet (self-reported · MCS-150)
07
Federal activity
Daily-captured FMCSA licensing & insurance changes — monitored by Vektor
Federal record activity· monitored daily by Vektor
No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.
08
Reviews
Verified broker, shipper & driver reviews — moderated
Performance ratings only — never the Vektor risk score
No verified reviews yet
Be the first broker or shipper to rate DIRECT BUSINESS HOLDINGS INC. Reviews cover performance only — on-time delivery, payment speed, communication — and never affect the Vektor risk score.
Leave a review09
Frequently asked
What is DIRECT BUSINESS HOLDINGS INC's USDOT number?
DIRECT BUSINESS HOLDINGS INC's USDOT number is 4200881, and its motor carrier number is MC-1620636.
Is DIRECT BUSINESS HOLDINGS INC authorized to operate?
As of 2026-06-13, DIRECT BUSINESS HOLDINGS INC is active in the FMCSA register with common, contract, broker operating authority on file.
What is DIRECT BUSINESS HOLDINGS INC's safety record?
DIRECT BUSINESS HOLDINGS INC has a 54.7% vehicle out-of-service rate (national average 22.26%) across 234 roadside inspections, with 10 reportable crashes in the last 24 months, and an FMCSA "Conditional" safety rating. Vektor's computed risk score is 50/100 (tier: high_risk).
How big is DIRECT BUSINESS HOLDINGS INC's fleet?
DIRECT BUSINESS HOLDINGS INC operates 76 power units and 71 drivers per its most recent MCS-150 filing.
Where is DIRECT BUSINESS HOLDINGS INC based?
DIRECT BUSINESS HOLDINGS INC is based in MERRILLVILLE, IN, with roadside inspections recorded across 35 states.