Insurer entity · FMCSA L&I filings

ZURICH AMERICAN INSURANCE COMPANY

Commercial trucking underwriter · BIPD · cargo · bond

16,509

Carriers on record

43,000

Filings on record

2,731

Carriers insured now

Carriers with a filing in force per FMCSA's active & pending insurance snapshot (Jun 21, 2026). The counts on record cover the full filing history, including policies that have since ended.

Coverage-type mix

What this insurer underwrites, by carriers covered

BIPD/Primary

34,910

CARGO

7,273

BIPD

407

BIPD/Excess

392

SURETY

TRUST FUND

BIPD/Full (1)

Carriers may hold more than one coverage type, so the bars can sum past the carrier count. Counts are distinct carriers per coverage family on the L&I record.

Typical insured-carrier size

Average fleet (power units)24.6

States with insured carriers65

Average coverage limit$1.2M

Book safety roll-up

Crash & OOS roll-ups are computable only for the carriers with a populated recordable-crash rate. To avoid implying full coverage, this widget is shown based on N of M carriers with reported data — and is omitted until that sample is meaningful for ZURICH AMERICAN INSURANCE COMPANY.

A sample of insured carriers is being optimized for very large books (this insurer covers 16,509 carriers). The aggregate figures above are live.