Authority & Insurance · Carrier profile · USDOT 2269062

KIMBERLY MUMMERT

GARDNERS, PA 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 2 insurers · 0 lapsesContinuous

United Financial’17–’18

Ooida Risk’18–’22

United Financial’22–’23

Ooida Risk’23–now

201720202023now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · OOIDA RISK RETENTION GROUP, INC. · since Apr 2026

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
OOIDA RISK RETENTION GROUP, INC.	May 2023 → Apr 2026	$750K	1
UNITED FINANCIAL CASUALTY COMPANY	May 2022 → May 2023	$750K	1
OOIDA RISK RETENTION GROUP, INC.	Apr 2018 → May 2022	$750K	4
UNITED FINANCIAL CASUALTY COMPANY	Apr 2017 → Apr 2018	$750K	3