LANCE A HELMS Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 6 insurers · 1 lapseCoverage lapse
+1 earlier
Zc Ins · 01–05
First National · 06–10
American Alternative · 10–18
United Financial · 18–20
Hudson · 20–22
United Financial · 22–26
20012026
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
7 insurer eras · collapsed from 13 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| UNITED FINANCIAL CASUALTY COMPANY | Jan 2022 → Feb 2026 | $750k | 1 |
| HUDSON INSURANCE COMPANY | Jan 2020 → Jan 2022 | $750k | 2 |
| UNITED FINANCIAL CASUALTY COMPANY | Jan 2018 → Jan 2020 | $750k | 1 |
| AMERICAN ALTERNATIVE INSURANCE CORPORATION | Jan 2010 → Jan 2018 | $750k | 5 |
| FIRST NATIONAL INSURANCE COMPANY OF AM | Jan 2006 → Jan 2010 | $750k | 2 |
| CLARENDON NATIONAL INS. CO. | Dec 2005 → Feb 2006 | $750k | 1 |
| ZC INS. CO /CONVERIUM INS.(NA) INC. | Apr 2001 → Jan 2005 | $750k | 1 |