MICHAEL SMITH Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Inactive
- Broker
- None
Insurance & bonds
BIPD / liability (required)Not on file
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 4 insurers · 0 lapsesInsurer churn
+1 earlier
Universal · 06–08
Argonaut-midwest · 08–13
National · 13–23
20052023
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
4 insurer eras · collapsed from 17 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| NATIONAL CASUALTY COMPANY | Dec 2013 → Jan 2023 | $750k | 3 |
| ARGONAUT-MIDWEST INSURANCE COMPANY | Dec 2008 → Dec 2013 | $750k | 7 |
| UNIVERSAL CASUALTY COMPANY | Dec 2006 → Dec 2008 | $750k | 6 |
| OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. | Dec 2005 → Dec 2006 | $750k | 1 |