Authority & Insurance · Carrier profile · USDOT 2846594

RAKESH RAM

SACRAMENTO, CA 100

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 3 insurers · 1 lapseCoverage lapse

Hudson’16–’19

Hudson’19–’21

United Financial’21–’22

Topa’22–’23

beyond this history

2016201920222025now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $1,000,000 · GREAT WEST CASUALTY CO. · since Apr 2023

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
TOPA INSURANCE COMPANY	Apr 2022 → Apr 2023	$750K	1
UNITED FINANCIAL CASUALTY COMPANY	Apr 2021 → Apr 2022	$750K	3
UNITED FINANCIAL CASUALTY COMPANY	Apr 2019 → Apr 2019	$750K	2
HUDSON INSURANCE COMPANY	Apr 2019 → Apr 2021	$750K	1
UNITED FINANCIAL CASUALTY COMPANY	Feb 2019 → Apr 2019	$750K	2
HUDSON INSURANCE COMPANY	Feb 2016 → Feb 2019	$750K	1