RICHARD SMITH Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Inactive
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Not on file
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 4 insurers · 1 lapseCoverage lapse
+1 earlier
Ooida Risk · 13–15
United Financial · 18–21
Sentry Select · 22–24
20132024
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
4 insurer eras · collapsed from 8 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| SENTRY SELECT INSURANCE COMPANY | Jul 2022 → Apr 2024 | $750k | 3 |
| GREAT WEST CASUALTY CO. | Jul 2021 → Apr 2022 | $750k | 1 |
| UNITED FINANCIAL CASUALTY COMPANY | Sep 2018 → Jul 2021 | $750k | 1 |
| OOIDA RISK RETENTION GROUP, INC. | Sep 2013 → Aug 2015 | $750k | 3 |