Authority & Insurance · Carrier profile · USDOT 4210079

STEPHEN CARGO & MORE LLC

CORAOPOLIS, PA 88

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 5 insurers · 0 lapsesInsurer churn

United Financial’24–’24

Agency Maryland’24–’25

Southwind Risk’25–’26

Accredited Specialty’26–now

202420252026now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · ACCREDITED SPECIALTY INSURANCE COMPANY · since Mar 2026

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
ACCREDITED SPECIALTY INSURANCE COMPANY	Mar 2026 → Mar 2026	$750k	2
BULLDOG NATIONAL RRG GROUP INC	Jan 2026 → Mar 2026	$750k	2
SOUTHWIND RISK RETENTION GROUP INC	Sep 2025 → Mar 2026	$750k	2
AGENCY INSURANCE COMPANY OF MARYLAND, INC	Sep 2024 → Sep 2025	$750k	9
UNITED FINANCIAL CASUALTY COMPANY	Apr 2024 → Oct 2024	$750k	2