Carrier profile · USDOT 1534531 · MC-648624 · Updated Jun 13, 2026

1-800-PACK-RAT LLC

345 power unitsavg 4.1 yrNational · 39 statesWAKE FOREST, NC88/100
CARRIER ACTIVEMC-648624 ACTIVEHAZMAT
Verified links1800packrat.comFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
Active
Broker
Active

Insurance & bonds

BIPD / liability$2,000,000 in force
Cargo filing (census)Recorded per census
Surety bond (census)Recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$2M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $2M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 7 insurers · 2 lapsesCoverage lapse
2007201220172022now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $2,000,000 · ARCH INSURANCE COMPANY · since Oct 2025

All 9 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
ARCH INSURANCE COMPANYOct 2024 → Oct 2025$750K1
VANLINER INSURANCE COMPANYOct 2018 → Oct 2024$750K1
NATIONAL INTERSTATE INSURANCE COMPANYJan 2015 → Mar 2015$750K2
VANLINER INSURANCE COMPANYJan 2015 → Oct 2018$750K1
HARTFORD CASUALTY INSURANCE COMPANYJan 2013 → Jan 2015$750K1
WAUSAU UNDERWRITERS INSURANCE COMPANYJan 2012 → Jan 2013$750K1
HARTFORD CASUALTY INSURANCE COMPANYJan 2010 → Jan 2010$750K3
ONEBEACON INSURANCE COMPANYAug 2008 → Jan 2010$750K1
FEDERAL INSURANCE CO.Aug 2007 → Aug 2008$750K1