Carrier profile · USDOT 2856883 · MC-956414 · Updated Jun 13, 2026

1st Choice Collateral Recovery LLC

2 power unitsLURAY, VA80/100

CARRIER ACTIVEMC-956414 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’21 · 3 insurers · 1 lapseCoverage lapse

Falls Lake’16–’18

Falls Lake’18–’19

Wesco’19–now

2016201920222025now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · WESCO INSURANCE COMPANY · since Sep 2021

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
WESCO INSURANCE COMPANY	Sep 2019 → Sep 2021	$750K	2
FALLS LAKE NATIONAL INSURANCE COMPANY	Sep 2018 → Sep 2019	$750K	4
FALLS LAKE NATIONAL INSURANCE COMPANY	Sep 2016 → Jan 2018	$750K	11
AMERICAN SOUTHERN HOME INSURANCE COMPANY	Feb 2016 → Jun 2016	$750K	2