Carrier profile · USDOT 2786897 · MC-928920 · Updated Jul 18, 2026

4 Reason Trucking Inc

2 power unitsavg 12.8 yrRegional · 6 statesSTONE MOUNTAIN, GA88/100

CARRIER ACTIVEMC-928920 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 6 insurers · 0 lapsesInsurer churn

Security National’15–’16

Prime’16–’19

United Specialty’19–’21

Highlander Specialty’21–’23

Canal’23–’24

Southlake Specialty’24–’25

2015201820212024now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · BULLDOG NATIONAL RRG GROUP INC · since Sep 2025

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
SOUTHLAKE SPECIALTY INSURANCE COMPANY	Sep 2024 → Sep 2025	$750K	1
CANAL INSURANCE CO.	Sep 2023 → Sep 2024	$750K	1
HIGHLANDER SPECIALTY INSURANCE COMPANY	Sep 2021 → Sep 2023	$750K	2
UNITED SPECIALTY INSURANCE COMPANY	Sep 2019 → Sep 2021	$750K	2
PRIME INSURANCE COMPANY	Sep 2016 → Sep 2019	$750K	4
SECURITY NATIONAL INSURANCE CO.	Aug 2015 → Aug 2016	$750K	1