Authority & Insurance · Carrier profile · USDOT 2498003

4 WAYS LLC

WATERFORD, MI 100

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum
$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed · 3 insurers · 0 lapsesContinuous
2014201720202023now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · NORTHLAND INSURANCE COMPANY · since Dec 2023

All 7 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
PROGRESSIVE MICHIGAN INSURANCE COMPANYDec 2022 → Dec 2023$1M1
NORTHLAND INSURANCE COMPANYDec 2020 → Dec 2022$1M3
PROGRESSIVE MICHIGAN INSURANCE COMPANYJun 2020 → Dec 2020$1M1
NATIONAL CASUALTY COMPANYJun 2017 → Jun 2020$1M2
NORTHLAND INSURANCE COMPANYJun 2016 → Jun 2017$1M2
NATIONAL INDEMNITY COMPANYJun 2014 → Jun 2016$1M2
PROGRESSIVE MICHIGAN INSURANCE COMPANYMay 2014 → Jul 2014$1M2