Carrier profile · USDOT 301509 · MC-428948 · Updated Jun 13, 2026

A & L Iron and Metal Inc

21 power unitsavg 13.3 yrLocal · 1 statesGAYLORD, MI86/100
CARRIER ACTIVEMC-428948 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 9 insurers · 0 lapsesInsurer churn
2001200820152022now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $750,000 · KEY RISK INSURANCE COMPANY · since Aug 2025

All 9 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
ACADIA INSURANCE COMPANYAug 2024Apr 2025$750K3
CONTINENTAL WESTERN INSURANCE CO.Aug 2023Aug 2024$750K1
FIREMEN'S INSURANCE CO. OF WASHINGTON DCAug 2019Aug 2023$750K1
UNITED STATES FIRE INSURANCE CO.Aug 2018Aug 2019$750K1
MICHIGAN MILLERS MUTUAL INSURANCE COAug 2014Aug 2018$750K2
COMMERCE AND INDUSTRY INSURANCEAug 2010Aug 2014$750K1
LIBERTY MUTUAL FIRE INSURANCE CO.Aug 2006Nov 2010$750K2
CHICAGO INSURANCE CO.Feb 2005Aug 2006$750K2
GRANITE STATE INSURANCE CO.Aug 2001Feb 2005$750K1