Carrier profile · USDOT 3043731 · MC-46085 · Updated Jun 13, 2026

AARON RAY HARPER

DBA J AND M EXPRESS

1 power unitsLocal · 1 statesHEATH SPRINGS, SC50/100
CARRIER ACTIVEMC-46085 ACTIVE
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Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 2 insurers · 0 lapsesContinuous
201720202023now

Shorter eras are too brief to label at this scale — all 2 insurers are named in the list below.

BIPD in force — $750,000 · DAILY UNDERWRITERS OF AMERICA · since Sep 2020

All 2 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
DAILY UNDERWRITERS OF AMERICAOct 2018 → Oct 2020$750K3
CYPRESS INSURANCE COMPANY (CA)Oct 2017 → Oct 2018$750K1