Carrier profile · USDOT 3027139 · MC-37506 · Updated Jul 18, 2026

AFFORDABLE CHARTER LLC

0 power unitsavg 7.3 yrRegional · 4 statesPATERSON, NJ100/100

CARRIER ACTIVEMC-37506 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$4,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$4M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $4M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$5M BIPD last filed ’26 · 4 insurers · 0 lapsesInsurer churn

Manufacturers Alliance’17–’21

Lancer New’21–’22

Trisura’22–’23

Trisura Specialty’22–’24

Trisura’23–’25

Trisura Specialty’24–’25

Trisura’24–’26

201720202023now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $4,000,000 · TRISURA SPECIALTY INSURANCE COMPANY · since Aug 2025

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
TRISURA INSURANCE COMPANY	Aug 2024 → Aug 2026	$5M	1
TRISURA SPECIALTY INSURANCE COMPANY	Aug 2024 → Aug 2025	$5M	1
TRISURA INSURANCE COMPANY	Aug 2023 → Aug 2025	$5M	2
TRISURA SPECIALTY INSURANCE COMPANY	Aug 2022 → Aug 2024	$5M	3
TRISURA INSURANCE COMPANY	Aug 2022 → Aug 2023	$5M	2
LANCER INSURANCE COMPANY OF NEW JERSEY	Aug 2021 → Aug 2022	$5M	1
MANUFACTURERS ALLIANCE INSURANCE COMPANY	Aug 2017 → Aug 2021	$5M	4