Carrier profile · USDOT 1728347 · MC-834414 · Updated Jun 13, 2026

AFS ADVANCED FINANCIAL SERVICE

DBA ADVANCED FINANCIAL SERVICES AFS

5 power unitsLocal · 1 statesWILLIAMSTOWN, NJ81/100

CARRIER ACTIVEMC-834414 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 5 insurers · 0 lapsesInsurer churn

American Alternative’13–’15

Falls Lake’16–’18

Wesco’18–’25

Cumis Society’25–now

2013201720212025now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $1,000,000 · CUMIS INSURANCE SOCIETY INC · since Apr 2026

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
CUMIS INSURANCE SOCIETY INC	Apr 2025 → Apr 2026	$750K	1
WESCO INSURANCE COMPANY	Apr 2018 → Apr 2025	$750K	7
FALLS LAKE NATIONAL INSURANCE COMPANY	Apr 2016 → Apr 2018	$750K	4
DRIVE NEW JERSEY INSURANCE COMPANY	Jun 2015 → Apr 2016	$750K	2
AMERICAN ALTERNATIVE INSURANCE CORPORATION	Jul 2013 → May 2015	$750K	3