Carrier profile · USDOT 537601 · MC-273715 · Updated Jun 13, 2026

ANDREW WILLIAM CUMBIE

DBA CUMBIE'S TRUCKING

2 power unitsLocal · 2 statesPANAMA CITY, FL50/100
CARRIER ACTIVEMC-273715 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 11 insurers · 0 lapsesInsurer churn
2004201020162022now

Shorter eras are too brief to label at this scale — all 15 insurers are named in the list below.

BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Aug 2025

All 15 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Aug 2024Aug 2025$750K2
NORTHLAND INSURANCE COMPANYAug 2021Aug 2024$750K1
PROGRESSIVE EXPRESS INSURANCE COMPANYAug 2016Aug 2021$750K2
AUTO OWNERS INSURANCE COMPANYAug 2015Aug 2016$750K1
CANAL INSURANCE CO.Jun 2014Jul 2015$750K5
SPARTA INSURANCE COMPANYOct 2013Jun 2014$750K2
LANCER INSURANCE COMPANYMay 2013Oct 2013$750K3
NORTHLAND INSURANCE COMPANYMay 2011May 2013$750K3
GREAT AMERICAN ASSURANCE COMPANYNov 2009May 2011$750K3
LANCER INSURANCE COMPANYMar 2009Nov 2009$750K3
PROGRESSIVE EXPRESS INSURANCE COMPANYFeb 2009Mar 2009$750K1
PROGRESSIVE CASUALTY INSURANCE COMPANYMay 2008Feb 2009$750K3
LINCOLN GENERAL INSURANCE COMPANYOct 2006May 2008$750K4
COMMERCE AND INDUSTRY INSURANCEOct 2005Oct 2006$750K1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Apr 2004Oct 2005$750K2