Authority & Insurance · Carrier profile · USDOT 1909781

ARMANDO G RAMIREZ

CALEXICO, CA 93

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 8 insurers · 1 lapseCoverage lapse

Accident’13–’15

National Unity’15–’20

Qualitas’21–’23

New Horizon’23–now

2009201420192024now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $1,000,000 · NEW HORIZON INSURANCE COMPANY · since Jul 2025

All 9 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NEW HORIZON INSURANCE COMPANY	Jul 2023 → Jul 2025	$750k	6
QUALITAS INSURANCE COMPANY	Jul 2021 → Jul 2023	$750k	2
TRISURA SPECIALTY INSURANCE COMPANY	Jul 2020 → Jul 2021	$750k	1
NATIONAL UNITY INSURANCE COMPANY	Jul 2015 → Jul 2020	$750k	11
ACCIDENT INSURANCE COMPANY, INC.	Jul 2013 → Jul 2015	$750k	2
COMPANION PROPERTY & CASUALTY INS. CO.	Jul 2012 → Jul 2013	$750k	3
COMPANION PROPERTY & CASUALTY INS. CO.	Sep 2011 → Dec 2011	$750k	3
NAVIGATORS INSURANCE COMPANY	Sep 2010 → Sep 2011	$750k	2
MONTEREY INSURANCE COMPANY	Jul 2009 → Sep 2010	$750k	2