Authority & Insurance · Carrier profile · USDOT 1075537

ARO INC

URBANDALE, IA 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 5 insurers · 1 lapseCoverage lapse

Carolina’05–’09

Great West’16–’26

2004201020162022now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. · since Mar 2026

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
GREAT WEST CASUALTY CO.	Mar 2016 → Mar 2026	$750k	2
OOIDA RISK RETENTION GROUP, INC.	Mar 2015 → Mar 2016	$750k	2
NORTHLAND INSURANCE COMPANY	Sep 2013 → Mar 2015	$750k	2
PROGRESSIVE NORTHERN INSURANCE COMPANY	Feb 2013 → Oct 2013	$750k	2
NORTHLAND INSURANCE COMPANY	Jul 2009 → Feb 2010	$750k	1
CAROLINA CASUALTY INSURANCE CO.	Jul 2005 → Jul 2009	$750k	7
NORTHLAND INSURANCE COMPANY	Jul 2004 → Jul 2005	$750k	3