Carrier profile · USDOT 2276686 · MC-777708 · Updated Jun 13, 2026

AUTO FORUM FINANCE LLC

1 power unitLocal · 1 statesTOLEDO, OH50/100

CARRIER ACTIVEMC-777708 ACTIVEHAZMAT

Observed fleet · trailing 24 mo daily

1Power units

1 observed · MCS-150

—Trailers seen

None observed · 24 mo

14.0Avg age (yr)

2012–2012 · vPIC

Call dispatch(419) 475-8525 Email dispatchautoforumfinance@gmail.com

Click to see how we scored it

Load decision · FMCSA snapshot · Jun 13, 2026

Limited record

Not enough federal record to assess. Verify authority and insurance directly.

Active operating authorityInsurance on fileNot enough inspection history to rate

Watch · 1

Not enough inspection history to rate1 federal roadside inspection in the last 24 months. FMCSA itself will not score a carrier's vehicle or driver record on fewer than 5, and neither will we — verify authority, insurance and references directly before tendering.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 14 yearsOperating authority has been on file since 2012.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal

Clean · 24 mo

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal

Clean · 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Owner-operator

1 power unit. Brokers price each fleet type apart.

Fleet age vs peersDecoding

—

Not yet decoded

Identity stabilityStable

14 yr unchanged

Same registration since 2012 — no chameleon / reincarnation signal.

Safety

1 inspections · 24 mo

Out-of-service rate· 24-mo cumulative

Vehicle OOS —24-mo cumulative

050%

Driver OOS 0.0%24-mo cumulative

030%

Every inspection in the window pooled — 0 vehicle and 1 driver inspections over 24 months.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

No roadside inspections on the FMCSA record in this window

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Expected band

Under-inspected

Expected

Well-monitored

Heavily inspected

≈0.5 / unit·yr

thin signalabundant signal

Roadside-inspection volume is about what you'd expect for a 1-unit fleet — enough signal to read the safety record, though not a heavy sample.

Registered power units: 1
Inspections · 24 mo: 1
Annualized: ≈1 / yr
Coverage: ≈0.5 inspections / unit · yr

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

391.11 Driver not qualifiedDriver Fitness2 · 2 OOS
392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving2 · 0 OOS

Explore full safety record — inspections, BASICs, crashes

Authority & insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’22 · 4 insurers · 0 lapsesInsurer churn

Artisan Truckers’12–’16

White Pine’16–’19

Central’18–’22

beyond this history

2012201620202024now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · PEKIN INSURANCE CO. · since Feb 2023

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
CENTRAL MUTUAL INSURANCE COMPANY	Nov 2018 → Dec 2022	$750K	2
WHITE PINE INSURANCE COMPANY	May 2016 → Jan 2019	$750K	6
PROGRESSIVE PREFERRED INSURANCE CO.	Mar 2016 → Oct 2016	$750K	2
ARTISAN & TRUCKERS CASUALTY COMPANY	Mar 2012 → Mar 2016	$750K	2

Explore full authority & insurance record

Equipment & fleet

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 1
Observed power (24 mo): 1
Trailers (towed): 0

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & lanes

Revealed by inspection density across 1 states · 24 mo

Operating footprint· revealed by roadside-inspection geography

Operating radiusLocal

revealed

States observed

US states

Inspections · 24 mo

MI busiest

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

TOLEDO, OH

2319 W LASKEY RD

Top corridor

MI ⇄ OH

MI 1

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & fraud

Affiliated entities & reincarnation signals · for review, not a verdict

No shared-identity links detected — no reincarnation flag, shared trucks, registration domain, or officer overlap with other carriers.

Capacity consistency· registered vs roadside-observed power units

Registered (MCS-150)

Observed (24 mo)

Registered and roadside-observed capacity are broadly consistent.

Explore the carrier network & VIN cross-links

Identity & contact

FMCSA census + L&I dossier

Location

Physical address: 2319 W LASKEY RD, TOLEDO, OH, 43613
Operation: Interstate· Hazmat

Contact

Phone: (419) 475-8525
Cell: (419) 351-4379
Fax: (419) 242-3308
Email: autoforumfinance@gmail.com

Registration

Officers: Christopher Everett Messick · Bradley Spice
USDOT / docket: 2276686 · MC-777708
First registered: Feb 24, 2012
Last MCS-150: Aug 23, 2024 · 20,000 mi (2023)
FMCSA safety rating: Not rated
Recordable crash rate: 0.00
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

—CDL drivers

20,000

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

No verified reviews yet

Be the first broker or shipper to rate AUTO FORUM FINANCE LLC. Reviews cover performance only — on-time delivery, payment speed, communication — and never affect the Vektor risk score.

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Verification summaryAuthority, insurance, safety and identity facts for AUTO FORUM FINANCE LLC.

AUTO FORUM FINANCE LLC (USDOT 2276686) is unrated by Vektor because the carrier's FMCSA record does not contain enough evidence for a safety score as of Jun 13, 2026.

The carrier holds active common for-hire operating authority per FMCSA L&I as of Jun 13, 2026.

It has an active BIPD insurance filing with a $1,000,000 limit in force from PEKIN INSURANCE CO. effective Feb 15, 2023 in FMCSA L&I's current snapshot as of Jun 13, 2026.

The carrier received 1 roadside inspections in the last 24 months — 0 vehicle-level and 1 driver-level — across 1 state, according to FMCSA roadside-inspection data refreshed Jun 13, 2026.

The carrier has 0 reportable crashes in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Jun 13, 2026.

It reports 1 power unit and 1 driver in its most recent MCS-150 filing dated Aug 23, 2024.

It has no FMCSA-assigned safety rating in the federal record refreshed Jun 13, 2026.

Frequently asked

What is AUTO FORUM FINANCE LLC's USDOT number?

AUTO FORUM FINANCE LLC's USDOT number is 2276686, and its motor carrier number is MC-777708.

Is AUTO FORUM FINANCE LLC authorized to operate?

As of Jun 13, 2026, AUTO FORUM FINANCE LLC is active in the FMCSA register with common, contract, broker operating authority on file.

What is AUTO FORUM FINANCE LLC's safety record?

AUTO FORUM FINANCE LLC has a — vehicle out-of-service rate across 2 roadside inspections, with 0 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor does not assign this carrier a safety score: 1 federal roadside inspection in the last 24 months. FMCSA itself will not score a carrier's vehicle or driver record on fewer than 5, and neither will we — verify authority, insurance and references directly before tendering.