Authority & Insurance · Carrier profile · USDOT 3156500

BAM EXPRESS LLC

ROCHESTER, MN 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 5 insurers · 0 lapsesInsurer churn

Lancer’18–’21

United Financial’21–’22

Berkshire Hathaway’22–’23

Southlake Specialty’23–’24

Occidental Fire’24–’25

United Financial’25–now

2018202020222024now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · UNITED FINANCIAL CASUALTY COMPANY · since Oct 2025

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
UNITED FINANCIAL CASUALTY COMPANY	Aug 2025 → Oct 2025	$750K	1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	Aug 2024 → Aug 2025	$750K	1
SOUTHLAKE SPECIALTY INSURANCE COMPANY	Aug 2023 → Aug 2024	$750K	1
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	Aug 2022 → Sep 2023	$750K	3
UNITED FINANCIAL CASUALTY COMPANY	Aug 2021 → Aug 2022	$750K	2
LANCER INSURANCE COMPANY	Aug 2018 → Aug 2021	$750K	1