Carrier profile · USDOT 881548 · MC-386574 · Updated Jun 13, 2026

BERNARD COACH INC

0 power unitsavg 27 yrLocal · 2 statesCHATFIELD, MN50/100

CARRIER ACTIVEMC-386574 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$5,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$5M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $5M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$5M BIPD last filed ’25 · 9 insurers · 1 lapseCoverage lapse

National Interstate’04–’08

Rli’08–’12

American Alternative’12–’15

Protective’17–’20

New York’21–now

2001200820152022now

Shorter eras are too brief to label at this scale — all 15 insurers are named in the list below.

BIPD in force — $5,000,000 · NEW YORK MARINE & GENERAL INS. CO. · since Mar 2026

All 15 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NEW YORK MARINE & GENERAL INS. CO.	Mar 2021 → Mar 2025	$5M	8
PROTECTIVE INSURANCE CO	Mar 2017 → Mar 2020	$5M	11
FALLS LAKE NATIONAL INSURANCE COMPANY	Mar 2016 → Mar 2017	$5M	3
AMERICAN SOUTHERN HOME INSURANCE COMPANY	Mar 2015 → Mar 2016	$5M	1
AMERICAN ALTERNATIVE INSURANCE CORPORATION	Mar 2012 → Apr 2015	$5M	5
RLI INSURANCE COMPANY	Mar 2008 → Mar 2012	$5M	10
NATIONAL INTERSTATE INSURANCE COMPANY	Mar 2004 → Mar 2008	$5M	3
LEXINGTON INSURANCE COMPANY	Sep 2003 → Mar 2004	$5M	1
NATIONAL LIABILITY & FIRE INS CO.	Sep 2003 → Mar 2004	$5M	1
LEXINGTON INSURANCE COMPANY	Mar 2003 → Oct 2003	$5M	1
NATIONAL LIABILITY & FIRE INS CO.	Mar 2003 → Mar 2003	$5M	1
LEXINGTON INSURANCE COMPANY	Mar 2002 → Oct 2003	$5M	2
NATIONAL LIABILITY & FIRE INS CO.	Mar 2002 → Mar 2003	$5M	1
LEXINGTON INSURANCE COMPANY	Mar 2001 → Mar 2002	$5M	1
NATIONAL LIABILITY & FIRE INS CO.	Mar 2001 → Mar 2002	$5M	1