Authority & Insurance · Carrier profile · USDOT 1505481

BERNARD MOVERS INC

MELROSE PARK, IL 88

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 6 insurers · 0 lapsesInsurer churn

Occidental Fire’06–’08

Transguard America’08–’15

American Automobile’16–’19

Transguard America’19–’22

Milford’22–’25

2006201120162021now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · TRANSGUARD INSURANCE COMPANY OF AMERICA INC. · since Sep 2025

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
MILFORD CASUALTY INSURANCE COMPANY	Sep 2022 → Sep 2025	$750k	2
TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	Sep 2019 → Sep 2022	$750k	4
AMERICAN AUTOMOBILE INSURANCE COMPANY	Sep 2016 → Sep 2019	$750k	1
VANLINER INSURANCE COMPANY	Sep 2015 → Sep 2016	$750k	1
TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	Sep 2008 → Sep 2015	$750k	1
UNIVERSAL CASUALTY COMPANY	Apr 2008 → Sep 2008	$750k	4
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	Jun 2006 → Apr 2008	$750k	4