Authority & Insurance · Carrier profile · USDOT 765126

BILLY D HARDY

HOULTON, ME 68

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 7 insurers · 3 lapsesCoverage lapse

Progressive Northern’11–’13

National’13–’17

Acuity A’16–’22

1998200520122019now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $750,000 · ACUITY, A MUTUAL INSURANCE COMPANY · since Dec 2023

All 10 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE NORTHERN INSURANCE COMPANY	Feb 2022 → Dec 2023	$750k	1
ACUITY, A MUTUAL INSURANCE COMPANY	Dec 2016 → Jan 2022	$750k	1
NATIONAL CASUALTY COMPANY	Dec 2013 → Jan 2017	$750k	8
PROGRESSIVE NORTHERN INSURANCE COMPANY	Jan 2011 → Dec 2013	$750k	1
UNITED FINANCIAL CASUALTY COMPANY	Dec 2008 → Jan 2011	$750k	2
PROGRESSIVE CASUALTY INSURANCE COMPANY	Dec 2008 → Dec 2008	$750k	1
NATIONAL CASUALTY COMPANY	Apr 2006 → Nov 2007	$750k	2
CANAL INSURANCE CO.	Apr 2004 → Apr 2006	$750k	10
NATIONAL CASUALTY COMPANY	Jan 2003 → Jun 2003	$750k	1
TWIN CITY FIRE INSURANCE COMPANY	Aug 1998 → Dec 1999	$750k	3