Carrier profile · USDOT 2839886 · MC-950996 · Updated Jul 9, 2026

Carat Expedited Inc

27 power unitsavg 8.1 yrNational · 18 statesBURR RIDGE, IL74/100

CARRIER ACTIVEMC-950996 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 6 insurers · 1 lapseCoverage lapse

Wesco’16–’18

Spirit Commercial’18–’19

State National’19–’22

Sentry Select’22–’24

Falls Lake’24–’25

Ms Transverse’25–now

2016201920222025now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · MS TRANSVERSE INSURANCE COMPANY · since Apr 2025

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
MS TRANSVERSE INSURANCE COMPANY	Mar 2025 → Apr 2025	$750K	1
FALLS LAKE NATIONAL INSURANCE COMPANY	Mar 2024 → Mar 2025	$750K	5
STATE NATIONAL INSURANCE CO., INC.	Mar 2022 → Mar 2022	$750K	1
SENTRY SELECT INSURANCE COMPANY	Mar 2022 → Mar 2024	$750K	1
STATE NATIONAL INSURANCE CO., INC.	Mar 2019 → Mar 2022	$750K	3
SPIRIT COMMERCIAL AUTO RR GROUP, INC	Mar 2018 → Mar 2019	$750K	1
WESCO INSURANCE COMPANY	Mar 2016 → Mar 2018	$750K	3