Carrier profile · USDOT 856081 · MC-377403 · Updated Jun 13, 2026

CARMEN M PACHECO SMITH

DBA K&C TRANSPORT

2 power unitsLocal · 1 statesFLORA VISTA, NM50/100
CARRIER ACTIVEMC-377403 ACTIVERATED SATISFACTORYHAZMAT
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 8 insurers · 2 lapsesCoverage lapse
2000200720142021now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $750,000 · UNITED FINANCIAL CASUALTY COMPANY · since Dec 2025

All 10 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
UNITED FINANCIAL CASUALTY COMPANYSep 2021 → Dec 2025$750K1
MOUNTAIN STATES MUTUAL CASUALTY COMPANYAug 2012 → Sep 2021$750K6
ONEBEACON AMERICA INSURANCE COMPANYAug 2011 → Aug 2011$750K3
PRAETORIAN INSURANCE COMPANYAug 2010 → Aug 2011$750K3
REDLAND INSURANCE CO.Aug 2009 → Aug 2010$750K5
QBE SPECIALTY INSURANCE CORPORATIONAug 2009 → Nov 2009$750K2
REDLAND INSURANCE CO.Aug 2009 → Jan 2010$750K1
GREAT WEST CASUALTY CO.Jan 2002 → Sep 2009$750K1
STRATFORD INSURANCE COMPANYSep 2001 → Jan 2002$750K1
STRATFORD INSURANCE COMPANYMar 2000 → Jan 2001$750K3