Carrier profile · USDOT 3532693 · MC-1176627 · FMCSA profile data as of Nov 3, 2026

Banks Bro's Truck Lines LLC

10 power unitsavg 6.3 yrMulti-region · 15 statesLAUREL, MS81/100

CARRIER ACTIVEMC-1176627 ACTIVE

Observed fleet · trailing 24 mo daily

10Power units

16 observed · MCS-150

14Trailers seen

Decoded · vPIC

6.3Avg age (yr)

1997–2026 · vPIC

Call dispatch(601) 582-3482 Email dispatch[email protected]

Click to see how we scored it

Load decision · FMCSA profile data as of Nov 3, 2026

Review before loading

Operating, but with flags a broker should weigh before tendering freight.

Watch · 2

Vehicle out-of-service rate above average30.0% vs the 22.26% national average.Driver out-of-service rate well above average37.8% of driver inspections were placed out of service vs the 6.7% national average.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 6 yearsOperating authority has been on file since 2020.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo30.0%

▲ 22.26% nat'l

Crashes · fatal

1 in 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Small fleet

10 power units. Brokers price each fleet type apart.

Fleet age vs peersTypical

6.3 yr

Model years 1997–2026 · peer benchmark unavailable.

Identity stabilityStable

5 yr unchanged

Same registration since 2020 — no chameleon / reincarnation signal.

Cross-border activity

No border inspections on record

19 other inspections in border states, with no named crossing match.

A named inspection location does not confirm a border transit or operating authority. Counts cover retained inspection records.

Before you tender

What to check before you tender

CheckAsk for the last annual inspection and reefer and brake maintenance records
Vehicle OOS 30.00% on 20 vehicle inspections in 24 months, above the 22.26% CVSA national average.
CheckConfirm ELD provider and check recent HOS violations dates
81 hours-of-service violations on record, most recent Aug 6, 2026.

Safety

37 inspections · 24 mo · vs national benchmarks

FMCSA safety data as of Nov 7, 2026

Out-of-service rate· 24-mo cumulative · vs national

Vehicle OOS 30.0%24-mo cumulative

050%nat'l 22.26%

Driver OOS 37.8%24-mo cumulative

030%nat'l 6.67%

Every inspection in the window pooled — 20 vehicle and 37 driver inspections over 24 months.

Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing

20.0% · latest 6-mo window▼ Falling

Share of vehicle-level roadside inspections in each trailing six-month window that resulted in a vehicle out-of-service order. Trending down 24.8 pts across the window. The national vehicle benchmark uses the same metric and is shown on the chart.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

37 inspections in the charted months · busiest month Dec '24 · 4

Vehicle-levelDriver-levelAny OOS

Monthly FMCSA roadside inspections across the 24 charted calendar months. Bars show level-qualified vehicle and driver populations; one inspection can qualify for both. The line shows inspections with any out-of-service result.

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Heavily inspected

Under-inspected

Expected

Well-monitored

Heavily inspected

≈1.9 / unit·yr

thin signalabundant signal

Among the more heavily-inspected carriers for its size — abundant roadside signal. Coverage isn't the question here; the out-of-service and crash record is.

Registered power units: 10
Inspections · 24 mo: 37
Annualized: ≈19 / yr
Coverage: ≈1.9 inspections / unit · yr

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

395.8 Record of duty status (log / ELD) not current or missingHOS Compliance33 · 19 OOS
392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving27 · 1 OOS
395.3 Driving beyond hours-of-service limitsHOS Compliance20 · 3 OOS
395.30 ELD — use / data transferHOS Compliance13 · 0 OOS
393.47 Brake actuators / linings / componentsVehicle Maintenance10 · 1 OOS
396.3 Inspection / repair / maintenance not performedVehicle Maintenance8 · 7 OOS
393.75 Tires (defective / underinflated / worn)Vehicle Maintenance8 · 4 OOS
395.22 ELD — provider/registration/malfunctionHOS Compliance7 · 0 OOS
393.9 Inoperative required lampsVehicle Maintenance6 · 1 OOS
395.24 ELD — record edits / dataHOS Compliance6 · 0 OOS

Explore full safety record — inspections, BASICs, crashes

Authority & Insurance

Can they legally + adequately haul your load?

FMCSA authority & insurance data as of Nov 3, 2026

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 5 insurers · 0 lapsesInsurer churn

Blue Hill’21–’22

Prime’22–’23

Obsidian’23–’24

Southwind Risk’24–’25

Cimarron’25–now

202120232025now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · CIMARRON INSURANCE COMPANY · since Apr 2026

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
CIMARRON INSURANCE COMPANY	Jul 2025 → Jun 2026	$750K	2
SOUTHWIND RISK RETENTION GROUP INC	Jul 2024 → Jul 2025	$750K	3
OBSIDIAN INSURANCE COMPANY	Jul 2023 → Jul 2024	$750K	3
PRIME INSURANCE COMPANY	Jul 2022 → Jul 2023	$750K	4
BLUE HILL SPECIALTY INSURANCE COMPANY INC	Jun 2021 → Jul 2022	$750K	1

Explore full authority & insurance record

Equipment

VIN-decoded · NHTSA vPIC

FMCSA equipment data as of Nov 7, 2026

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 10
Observed power (24 mo): 16
Trailers (towed): 14

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Fleet age· model years · decoded VINs

6.3 yr

Average age

2026

Newest model yr

1997

Oldest model yr

80.0%

VINs decoded

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & Lanes

Revealed by inspection density across 15 states · 24 mo

FMCSA operations & lanes data as of Nov 7, 2026

Operating footprint· revealed by roadside-inspection geography

Operating radiusMulti-region

revealed

States observed

US states

Inspections · 24 mo

MS busiest

Inspections by state· roadside inspections, last 24 mo

Mississippi: 6 inspections
California: 4 inspections
New Mexico: 4 inspections
Washington: 3 inspections
Utah: 3 inspections
Wyoming: 3 inspections
Colorado: 2 inspections
Oregon: 2 inspections
Texas: 2 inspections
Tennessee: 2 inspections
Florida: 2 inspections
Arizona: 1 inspections
Louisiana: 1 inspections
Montana: 1 inspections
Alabama: 1 inspections

Home base

LAUREL, MS

843 MASONITE DR

Most inspections: MS

6 inspections

MS 6 · CA 4 · NM 4

See the full operating map — state density, top lanes

Network & Fraud

Affiliated entities & reincarnation signals · for review, not a verdict

FMCSA network & fraud data as of Nov 7, 2026

Last 12 months: 4 trucks also ran under 4 other carriers

VINs inspected under this carrier were recently inspected under other USDOTs too — the active double-broker / shared-equipment signal: USDOT 1149281 USDOT 1160668 USDOT 2502164 USDOT 888279Some overlap is legitimate (leased or sold equipment); review alongside the other signals.

Show all-time history (22 trucks · 21 carriers)

Across all inspections on record: USDOT 3233088 USDOT 3510613 USDOT 3650507 USDOT 1149281 USDOT 1160668 USDOT 92693 USDOT 2358554 USDOT 4247324

Shares a company officer with other carriers

james banks — 17 carriers: USDOT 87908 USDOT 645719 USDOT 661691 USDOT 828315 USDOT 978678 USDOT 1053093 USDOT 1596525 USDOT 2347646

Capacity consistency· registered vs roadside-observed power units

Registered (MCS-150)

Observed (24 mo)

Shared w/ other carriers

Roadside-observed power units materially exceed the registered MCS-150 fleet — confirm the carrier is operating within its filed capacity.

Explore the carrier network & VIN cross-links

Identity & Federal

FMCSA census + L&I dossier

FMCSA identity & federal data as of Nov 7, 2026

Location

Physical address: 843 MASONITE DR, LAUREL, MS, 39440
Mailing address: 23 PERRY LN., HATTIESBURG, MS, 39401
Operation: Interstate

Contact

Phone: (601) 582-3482
Cell: (601) 310-5192
Email: [email protected]
Web domain: brakingbanks.com

Registration

Officers: James Banks · Rex Banks
USDOT / docket: 3532693 · MC-1176627
First registered: Dec 8, 2020
Last MCS-150: Mar 3, 2025 · 1,380,000 mi (2024)
FMCSA safety rating: Not rated
Recordable crash rate: 13.59
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

1,380,000

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

FMCSA federal activity data as of Nov 7, 2026

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

No verified reviews yet

Be the first broker or shipper to rate BANKS BRO'S TRUCK LINES LLC. Reviews cover performance only — on-time delivery, payment speed, communication — and never affect the Vektor risk score.

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Open reviews

30%

vehicle out-of-service rate

Safety and violations

6 of 20 eligible vehicle inspections had a vehicle OOS finding.

FMCSA roadside inspections, Nov 2024 to Nov 2026.

109violation records

28OOS-tagged records

6 of 20inspections with OOS

What the violations were

FMCSA BASIC themes in plain language: vehicle maintenance, driver fitness, hours of service and unsafe driving. Roadside records grouped without double counting.

Hours of service

4633%15 / 46

Unsafe driving

2417%4 / 24

Other vehicle maintenance

1724%4 / 17

Brakes

128%1 / 12

Lights

825%2 / 8

Driver fitness

2100%2 / 2

Bar = record count; % = OOS share.

Vehicle OOS over time

Eligible vehicle inspections in six-month windows; no national comparison.

80%

15%

30%

25%Nov 24 to May 251 / 4

75%May 25 to Nov 253 / 4

25%Nov 25 to May 262 / 8

0%May 26 to Nov 260 / 4

Top 3 codes (20 of 109 records)

395.8E-HOSPD Record of duty status (log / ELD) not current or missing9
395.3A2-HOSPD Driving beyond hours-of-service limits6
393.47E Brake actuators / linings / components5

View all

395.3A1-HOSPD Driving beyond hours-of-service limits4
396.17C-PI Periodic (annual) inspection4
392.2-SLLEQP State/local traffic law violation (speeding, etc.)3
395.3AII Driving beyond hours-of-service limits3
395.8A1-HOSP Record of duty status (log / ELD) not current or missing3
392.2-SLLS1 State/local traffic law violation (speeding, etc.)2
392.2-SLLS2 State/local traffic law violation (speeding, etc.)2
392.2-SLLTCD State/local traffic law violation (speeding, etc.)2
392.2-SLLTL State/local traffic law violation (speeding, etc.)2
392.4A-DOSU Driving of commercial motor vehicles2
393.53B-B Automatic brake adjusters / indicators2
393.55E-B Antilock brake system (ABS)2
393.95A Emergency equipment (extinguisher, triangles)2
393.95A4-EEUS Emergency equipment (extinguisher, triangles)2
395.24 ELD — record edits / data2
395.8A-ELD Record of duty status (log / ELD) not current or missing2
395.8E-HOSPDELDT Record of duty status (log / ELD) not current or missing2
395.8E-HOSPDOOS Record of duty status (log / ELD) not current or missing2
395.8E1PC Record of duty status (log / ELD) not current or missing2
383.23A2-LCDLN Operating without a valid CDL1
391.11B4 Driver not qualified1
392.2-LCDLR State/local traffic law violation (speeding, etc.)1
392.2-SLL State/local traffic law violation (speeding, etc.)1
392.2-SLLEWA1 State/local traffic law violation (speeding, etc.)1
392.2-SLLEWA2 State/local traffic law violation (speeding, etc.)1
392.2-SLLFC State/local traffic law violation (speeding, etc.)1
392.2-SLLIRP State/local traffic law violation (speeding, etc.)1
392.2-SLLLR State/local traffic law violation (speeding, etc.)1
392.2-SLLMF State/local traffic law violation (speeding, etc.)1
392.2-SLLSR State/local traffic law violation (speeding, etc.)1
392.2C State/local traffic law violation (speeding, etc.)1
392.4A-DOSP Driving of commercial motor vehicles1
393.11A1-LTSM Required lamps/reflectors missing1
393.11B-CSRIGRR Required lamps/reflectors missing1
393.11B-CSURR Required lamps/reflectors missing1
393.11RT Required lamps/reflectors missing1
393.11TU Required lamps/reflectors missing1
393.47D1-BRMMCAD-SA Brake actuators / linings / components1
393.53B Automatic brake adjusters / indicators1
393.55D2-B Antilock brake system (ABS)1
393.60C Windshield / glazing1
393.75A Tires (defective / underinflated / worn)1
393.75A1 Tires (defective / underinflated / worn)1
393.75A4-PBME Tires (defective / underinflated / worn)1
393.75C Tires (defective / underinflated / worn)1
393.78A-WS Windshield wipers1
393.9A-LFTSI Inoperative required lamps1
393.9A-LSLIWR Inoperative required lamps1
393.9TS Inoperative required lamps1
395.22G-ELDMFV ELD — provider/registration/malfunction1
395.22H2-ELDNISDT ELD — provider/registration/malfunction1
395.22H3-ELDMF ELD — provider/registration/malfunction1
395.22H4-ELDBRODS ELD — provider/registration/malfunction1
395.24D-ELDPT ELD — record edits / data1
395.34A1-ELDDFN ELD — malfunction procedures1
395.3A3I-HOSPDIT Driving beyond hours-of-service limits1
395.8A Record of duty status (log / ELD) not current or missing1
395.8E Record of duty status (log / ELD) not current or missing1
395.8E-HOSPCDOOS Record of duty status (log / ELD) not current or missing1
395.8F01 Record of duty status (log / ELD) not current or missing1
396.3A1-BOS Inspection / repair / maintenance not performed1
396.3A1BOS Inspection / repair / maintenance not performed1
396.5B-L Oil and/or grease leak1

Before you tender

Ask for current records for the assigned equipment and driver.

Hours of service

Review duty-status logs and missing-entry controls.

Unsafe driving

Check dated inspection records and current authority before tendering.

Other vehicle maintenance

Check dated inspection records and current authority before tendering.

Safety and violations

Violation data is not available for this carrier right now.

Verification summaryAuthority, insurance, safety and identity facts for BANKS BRO'S TRUCK LINES LLC.

BANKS BRO'S TRUCK LINES LLC (USDOT 3532693) has a Vektor safety score of 81/100 and a Review before loading verdict, from the carrier's FMCSA record. FMCSA profile data as of Nov 3, 2026.

The carrier holds active common for-hire operating authority per FMCSA L&I. FMCSA authority data as of Nov 7, 2026.

It has an active BIPD insurance filing with a $750,000 limit in force from CIMARRON INSURANCE COMPANY effective Apr 30, 2026 in FMCSA L&I's current snapshot. FMCSA insurance data as of Nov 3, 2026.

Its vehicle out-of-service rate was 30.0% over the last 24 months, versus the 22.26% CVSA national average, from FMCSA roadside-inspection data. FMCSA safety data as of Nov 7, 2026.

The carrier received 37 roadside inspections in the last 24 months — 20 vehicle-level and 37 driver-level — across 15 states, according to FMCSA roadside-inspection data. FMCSA operations data as of Nov 7, 2026.

The carrier has 1 reportable crash in the last 24 months and 0 fatal crashes across the full FMCSA crash record available. FMCSA safety data as of Nov 7, 2026.

It reports 10 power units and 10 drivers in its most recent MCS-150 filing dated Mar 3, 2025. FMCSA identity data as of Nov 7, 2026.

It has no FMCSA-assigned safety rating in the federal record. FMCSA identity data as of Nov 7, 2026.

Frequently asked

What is BANKS BRO'S TRUCK LINES LLC's USDOT number?

BANKS BRO'S TRUCK LINES LLC's USDOT number is 3532693, and its motor carrier number is MC-1176627.

Is BANKS BRO'S TRUCK LINES LLC authorized to operate?

FMCSA authority data as of Nov 7, 2026. BANKS BRO'S TRUCK LINES LLC is active in the FMCSA register with common, contract, broker operating authority on file.

What is BANKS BRO'S TRUCK LINES LLC's safety record?

BANKS BRO'S TRUCK LINES LLC has a 30.0% vehicle out-of-service rate (national average 22.26%) across 52 roadside inspections, with 1 reportable crash in the last 24 months, and is not currently rated by FMCSA. Vektor's computed risk score is 81/100 (tier: review).