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Carrier profile · USDOT 568310 · MC-276651

MICHAEL RAY BANKS

DBA BANKS TRANSPORTATION SERVICES

0 power unitsBIRMINGHAM, AL
CARRIER ACTIVEMC-276651 ACTIVE
Verified linksbellsouth.netFMCSA SAFERCallEmail
Observed fleet · trailing 24 mo daily
0Power units
Self-reported · MCS-150
—Trailers seen
None observed · 24 mo
—Avg age (yr)
Awaiting decode
Call dispatch(205) 853-6246Email dispatchbuses@bellsouth.net

Load decision · FMCSA snapshot · 2026-06-13

Limited record

Not enough federal record to assess. Verify authority and insurance directly.

Established 32 yearsUSDOT registration inactive
Operating authority32 yr active
since 1994
Insurance (BIPD)Unknown
FMCSA L&I
Vehicle OOS · 24mo—%
▼ 22.26% nat'l
Crashes · fatal0
clean 24 mo
Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots
Fleet typeIdentity

Owner-operator

0 power units. Brokers price each fleet type apart.

Fleet age vs peersDecoding

—

Awaiting VIN decode

Identity stabilityStable

32 yr unchanged

Same registration since 1994 — no chameleon / reincarnation signal.

AI readCarrier, 32-yr authority — unrated.Full read

Is MICHAEL RAY BANKS safe to work with?

Is MICHAEL RAY BANKS safe to load? MICHAEL RAY BANKS (USDOT 568310, MC-276651) is an inactive owner-operator motor carrier based in BIRMINGHAM, AL, operating 0 power units and 1 driver. Operating authority has been active 32 years (past the 24-month broker-confidence threshold). FMCSA has not assigned a safety rating. Vektor rates it unrated (50/100), with the leading concern: usdot registration inactive. Source: FMCSA SAFER/MCMIS, last updated 2026-06-13.

FMCSA fields + Vektor analysis · updated 2026-06-13
MRMICHAEL RAY BANKS 50
01

Safety

Roadside inspections, BASICs & crash history

Out-of-service rate· trailing 24 months vs national benchmark

No roadside inspections on record.

Explore full safety record — inspections, BASICs, crashes
02

Authority & insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common
Inactive
Contract
None
Broker
None

Insurance & bonds

BIPD / liability (required)Not on file
CargoNone
Surety bond (BMC-84)None

Insurance continuity· insurer · policy · lapses

$5M BIPD · 8 insurers · 2 lapsesCoverage lapse
+8 earlier
National Interstate · 95–97
Reliance National · 97–00
19942007

No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.

10 insurer eras · collapsed from 12 filings
InsurerPeriodLimitRenewals
NATIONAL INDEMNITY COMPANYFeb 2006 → Feb 2007$5M1
LINCOLN GENERAL INSURANCE COMPANYSep 2004 → Sep 2005$5M2
LEXINGTON INSURANCE COMPANYSep 2003 → Sep 2004$5M1
NATIONAL INDEMNITY COMPANYSep 2003 → Sep 2004$5M1
LANCER INSURANCE COMPANYSep 2002 → Apr 2003$5M1
NATIONAL INTERSTATE INSURANCE COMPANYSep 2001 → Sep 2002$5M2
WESTPORT INSURANCE CORPORATIONMay 2000 → Sep 2001$5M1
RELIANCE NATIONAL INDEMNITY COMPANYMay 1997 → May 2000$5M1
NATIONAL INTERSTATE INSURANCE COMPANYMay 1995 → May 1997$5M1
NATIONAL UNION FIRE INS. CO. OF PITSBGH. PAMay 1994 → May 1995$5M1
Explore full authority & insurance record
03

Equipment & fleet

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150)
0
Observed power (24 mo)
—
Trailers (towed)
—

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Explore full fleet — VIN roster, equipment mix, age distribution
04

Operations & lanes

Revealed by inspection density · 24 mo

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base
BIRMINGHAM, AL
119 SUNCREST LANE
Density
fewermore
Shade = roadside inspections, last 24 mo.
See the full operating map — state density, top lanes
05

Network & fraud

Affiliated entities & reincarnation signals · for review, not a verdict

Shares a company officer with other carriers

michael banks — 24 carriers: USDOT 864670USDOT 1138754USDOT 1244569USDOT 1246881USDOT 1301587USDOT 1306665USDOT 1606593USDOT 1826045
Explore the carrier network & VIN cross-links
06

Identity & contact

FMCSA census + L&I dossier

Location

Physical address
119 SUNCREST LANE, BIRMINGHAM, AL, 35215
Operation
Interstate

Contact

Phone
(205) 853-6246
Cell
(205) 410-9797
Fax
(205) 833-6301
Email
buses@bellsouth.net
Web domain
bellsouth.net

Registration

Officer
Michael Banks
USDOT / docket
568310 · MC-276651
First registered
07/07/1994
Last MCS-150
12/15/2006 · 120,000 mi (2006)
FMCSA safety rating
Not rated
D-U-N-S
—

Fleet (self-reported · MCS-150)

—Power units
1Drivers
1CDL drivers
120,000Annual mileage
Open the full identity & federal record
07

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed
08

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score
No verified reviews yet

Be the first broker or shipper to rate MICHAEL RAY BANKS. Reviews cover performance only — on-time delivery, payment speed, communication — and never affect the Vektor risk score.

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09

Frequently asked

What is MICHAEL RAY BANKS's USDOT number?

MICHAEL RAY BANKS's USDOT number is 568310, and its motor carrier number is MC-276651.

Is MICHAEL RAY BANKS authorized to operate?

As of 2026-06-13, MICHAEL RAY BANKS is inactive in the FMCSA register with common, contract, broker operating authority on file.

How big is MICHAEL RAY BANKS's fleet?

MICHAEL RAY BANKS operates 0 power units and 1 driver per its most recent MCS-150 filing.

Where is MICHAEL RAY BANKS based?

MICHAEL RAY BANKS is based in BIRMINGHAM, AL.