MICHAEL RAY BANKS Operating Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Inactive
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Not on file
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$5M BIPD · 8 insurers · 2 lapsesCoverage lapse
+8 earlier
National Interstate · 95–97
Reliance National · 97–00
19942007
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
10 insurer eras · collapsed from 12 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| NATIONAL INDEMNITY COMPANY | Feb 2006 → Feb 2007 | $5M | 1 |
| LINCOLN GENERAL INSURANCE COMPANY | Sep 2004 → Sep 2005 | $5M | 2 |
| LEXINGTON INSURANCE COMPANY | Sep 2003 → Sep 2004 | $5M | 1 |
| NATIONAL INDEMNITY COMPANY | Sep 2003 → Sep 2004 | $5M | 1 |
| LANCER INSURANCE COMPANY | Sep 2002 → Apr 2003 | $5M | 1 |
| NATIONAL INTERSTATE INSURANCE COMPANY | Sep 2001 → Sep 2002 | $5M | 2 |
| WESTPORT INSURANCE CORPORATION | May 2000 → Sep 2001 | $5M | 1 |
| RELIANCE NATIONAL INDEMNITY COMPANY | May 1997 → May 2000 | $5M | 1 |
| NATIONAL INTERSTATE INSURANCE COMPANY | May 1995 → May 1997 | $5M | 1 |
| NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA | May 1994 → May 1995 | $5M | 1 |