Carrier profile · USDOT 274098 · MC-146125 · Updated Jun 13, 2026

CHAR-LO INC

12 power unitsavg 7.9 yrRegional · 5 statesEIGHT MILE, AL88/100

CARRIER ACTIVEMC-146125 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 7 insurers · 2 lapsesCoverage lapse

Empire Fire’82–’96

Sentry Select’99–’08

Auto Owners’08–’19

North River’21–’25

1982199320042015now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · UNITED STATES FIRE INSURANCE CO. · since Jun 2025

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NORTH RIVER INSURANCE CO.	Jun 2021 → Jun 2025	$750K	1
UNITED STATES FIRE INSURANCE CO.	Jun 2019 → Jun 2021	$750K	1
AUTO OWNERS INSURANCE COMPANY	Jun 2008 → Jun 2019	$750K	3
SENTRY SELECT INSURANCE COMPANY	Mar 1999 → Jun 2008	$750K	7
MAX SPECIALTY INSURANCE COMPANY	May 1998 → Sep 1998	$750K	1
ESSEX INSURANCE COMPANY	May 1996 → Jul 1997	$750K	1
EMPIRE FIRE & MARINE INSURANCE CO.	May 1982 → May 1996	$750K	1