Authority & Insurance · Carrier profile · USDOT 3700434

CLOUD GROUP LLC

MCKINNEY, TX 85

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$300K BIPD last filed · 4 insurers · 0 lapsesInsurer churn

Old Republic’21–’22

American Automobile’22–’23

Arch’23–’26

Granada’26–now

202120232025now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $1,000,000 · GRANADA INDEMNITY COMPANY · since Jan 2026

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
GRANADA INDEMNITY COMPANY	Jan 2026 → Apr 2026	$300K	2
ARCH INSURANCE COMPANY	Mar 2023 → Jan 2026	$300K	3
AMERICAN AUTOMOBILE INSURANCE COMPANY	Mar 2022 → Mar 2023	$300K	1
OLD REPUBLIC INSURANCE COMPANY	Sep 2021 → Mar 2022	$300K	1