Authority & Insurance · Carrier profile · USDOT 3091284

DAVE SCHROEDER

JOLIET, IL 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 5 insurers · 1 lapseCoverage lapse

Ooida Risk’18–’19

Berkshire Hathaway’19–’20

St Paul’21–’24

Acuity A’24–’25

2018202020222024now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · ARTISAN & TRUCKERS CASUALTY COMPANY · since Jul 2025

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
ACUITY, A MUTUAL INSURANCE COMPANY	Feb 2024 → Jul 2025	$750K	2
ST. PAUL FIRE & MARINE INSURANCE CO.	Mar 2021 → Feb 2024	$750K	1
COUNTY HALL INSURANCE COMPANY, INC A RR GROUP	Feb 2020 → Feb 2020	$750K	2
BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	Feb 2019 → Feb 2020	$750K	3
OOIDA RISK RETENTION GROUP, INC.	Feb 2018 → Feb 2019	$750K	1