Authority & Insurance · Carrier profile · USDOT 981081

DAVID K GINN

TOLLESBORO, KY 74

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum
$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 13 insurers · 0 lapsesInsurer churn
1997200520132021now

Shorter eras are too brief to label at this scale — all 19 insurers are named in the list below.

BIPD in force — $750,000 · UNITED FINANCIAL CASUALTY COMPANY · since Jun 2025

All 19 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
UNITED FINANCIAL CASUALTY COMPANYMar 2025Jun 2025$750k2
CANAL INSURANCE CO.Mar 2024Mar 2025$750k1
CENTRAL MUTUAL INSURANCE COMPANYMar 2022Mar 2024$750k1
CANAL INSURANCE CO.Mar 2020Mar 2022$750k2
NORTHLAND INSURANCE COMPANYMar 2019Mar 2020$750k1
SENTRY SELECT INSURANCE COMPANYMar 2018Mar 2019$750k1
CANAL INSURANCE CO.Mar 2017Mar 2018$750k1
LANCER INSURANCE COMPANYMar 2010Mar 2017$750k2
NATIONAL CASUALTY COMPANYMar 2009Mar 2010$750k1
NORTHLAND INSURANCE COMPANYMar 2008Apr 2009$750k2
SENTRY SELECT INSURANCE COMPANYMar 2006Mar 2008$750k1
LANCER INSURANCE COMPANYMar 2005Apr 2006$750k3
TRANSGUARD INSURANCE COMPANY OF AMERICA INC.Mar 2003Mar 2005$750k1
NATIONAL INDEPENDENT TRUCKERS INS. CO., RRGApr 2002Mar 2003$750k2
UNIVERSAL INSURANCE EXCHANGEOct 2001Apr 2002$750k2
ARCH INSURANCE COMPANYOct 2000Nov 2001$750k1
NATIONAL CASUALTY COMPANYOct 1999Oct 2000$750k2
PROGRESSIVE CASUALTY INSURANCE COMPANYOct 1998Oct 1999$750k1
TRUMBULL INSURANCE COMPANYSep 1997Oct 1998$750k1