Carrier profile · USDOT 1021878 · MC-428068 · Updated Jun 13, 2026

DAVID KIRK SMITH

DBA SOUTHWAY EXPRESS

1 power unitsavg 12.7 yrLocal · 2 statesMORGANTON, NC50/100
CARRIER ACTIVEMC-428068 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 7 insurers · 2 lapsesCoverage lapse
2002200820142020now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Jun 2023

All 8 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
SENTRY SELECT INSURANCE COMPANYJun 2022 → Jun 2023$750K1
NORTHLAND INSURANCE COMPANYJun 2020 → Jun 2022$750K2
SENTRY SELECT INSURANCE COMPANYJun 2019 → Jun 2020$750K1
NATIONAL CASUALTY COMPANYJun 2017 → Jun 2019$750K1
STONEWOOD INSURANCE COMPANYJun 2016 → Jun 2017$750K1
WILSHIRE INSURANCE COMPANYJun 2014 → Jun 2016$750K2
CANAL INSURANCE CO.Aug 2007 → Nov 2007$750K1
CAROLINA CASUALTY INSURANCE CO.Mar 2002 → Mar 2003$750K1