DENISE SMITH Operating Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 4 insurers · 0 lapsesInsurer churn
+1 earlier
Canal · 04–06
Northland · 06–13
National · 13–15
Great West · 16–24
20042024
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
5 insurer eras · collapsed from 14 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| GREAT WEST CASUALTY CO. | Apr 2016 → Apr 2024 | $750k | 7 |
| NORTHLAND INSURANCE COMPANY | Apr 2015 → Apr 2016 | $750k | 1 |
| NATIONAL CASUALTY COMPANY | Apr 2013 → Apr 2015 | $750k | 2 |
| NORTHLAND INSURANCE COMPANY | Mar 2006 → Apr 2013 | $750k | 2 |
| CANAL INSURANCE CO. | Apr 2004 → Mar 2006 | $750k | 2 |