Carrier profile · USDOT 84839 · MC-29648 · Updated Jun 18, 2026

E F SMITH INC

18 power unitsavg 16.4 yrRegional · 3 statesROARING SPRING, PA100/100
CARRIER ACTIVEMC-29648 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’23 · 4 insurers · 1 lapseCoverage lapse
1993200220112020now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Jul 2023

All 6 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
NATIONAL CASUALTY COMPANYJul 2017Jul 2023$750K2
ZURICH AMERICAN INSURANCE COMPANYJul 2016Jul 2017$750K1
CAROLINA CASUALTY INSURANCE CO.Jul 2011Jul 2016$750K5
NATIONAL CASUALTY COMPANYJul 2010Jul 2010$750K3
CAROLINA CASUALTY INSURANCE CO.Jul 2004Jul 2010$750K8
PENNSYLVANIA MANUF. ASSOC. INS.Jul 1993Jul 2004$750K1