Carrier profile · USDOT 2950211 · MC-998793 · Updated Jun 13, 2026

EDGAR MAGANA TORRES

DBA STEPHEN EXPRESS

1 power unitavg 5.3 yrLocal · 1 statesMADERA, CA50/100

CARRIER ACTIVEMC-998793 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 5 insurers · 0 lapsesInsurer churn

Db (usbranch)’16–’17

National Liability’17–’18

American Sentinel’18–’19

United Specialty’19–’20

Db (usbranch)’20–’22

Hyundai Marine’22–now

2016201920222025now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · HYUNDAI MARINE & FIRE INS CO LTD (US BRANCH) · since Nov 2025

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
HYUNDAI MARINE & FIRE INS CO LTD (US BRANCH)	Nov 2022 → Nov 2025	$750K	3
DB INSURANCE CO., LTD (U.S.BRANCH)	Nov 2020 → Nov 2022	$750K	2
UNITED SPECIALTY INSURANCE COMPANY	Nov 2019 → Nov 2020	$750K	2
AMERICAN SENTINEL INSURANCE COMPANY	Dec 2018 → Nov 2019	$750K	3
NATIONAL LIABILITY & FIRE INS CO.	Dec 2017 → Dec 2018	$750K	1
DB INSURANCE CO., LTD (U.S.BRANCH)	Dec 2016 → Dec 2017	$750K	1