Carrier profile · USDOT 2785468 · MC-928223 · Updated Jul 18, 2026

EL TORO EXPRESS INC

8 power unitsavg 5.3 yrRegional · 7 statesPARSIPPANY, NJ100/100

CARRIER ACTIVEMC-928223 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’26 · 7 insurers · 0 lapsesInsurer churn

Ari’16–’17

County Hall’17–’19

State Nationalspecialty’19–’20

United Specialty’20–’21

Accredited Specialty’21–’24

American Millennium’24–now

2015201820212024now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · AMERICAN MILLENNIUM INSURANCE COMPANY · since Apr 2026

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMERICAN MILLENNIUM INSURANCE COMPANY	Jul 2024 → Apr 2026	$1M	4
ACCREDITED SPECIALTY INSURANCE COMPANY	Jul 2021 → Jul 2024	$1M	5
UNITED SPECIALTY INSURANCE COMPANY	Jul 2020 → Jul 2021	$1M	1
STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA	Jul 2019 → Jul 2020	$1M	3
COUNTY HALL INSURANCE COMPANY, INC A RR GROUP	Jul 2017 → Jul 2019	$1M	6
ARI INSURANCE COMPANY	Feb 2016 → Jul 2017	$1M	4
NATIONAL LIABILITY & FIRE INS CO.	Oct 2015 → Feb 2016	$1M	1