Carrier profile · USDOT 715646 · MC-328742 · Updated Jun 13, 2026

Elphege Joyal 1989 Inc

1 power unitST-MARCEL-DE-RICHELIEU, QC50/100

CARRIER ACTIVEMC-328742 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’21 · 7 insurers · 0 lapsesInsurer churn

Lincoln General’02–’08

Onebeacon’09–’15

National Interstate’15–now

1997200520132021now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · NATIONAL INTERSTATE INSURANCE COMPANY · since Aug 2021

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NATIONAL INTERSTATE INSURANCE COMPANY	Apr 2015 → Aug 2021	$750K	4
ONEBEACON INSURANCE COMPANY	Apr 2009 → May 2015	$750K	2
STATE NATIONAL INSURANCE CO., INC.	Apr 2008 → Apr 2009	$750K	1
LINCOLN GENERAL INSURANCE COMPANY	Apr 2002 → Apr 2008	$750K	1
TRUCK INSURANCE EXCHANGE	Apr 2001 → Apr 2002	$750K	1
UNDERWRITERS AT LLOYDS LONDON	Apr 1999 → Apr 2001	$750K	1
PEERLESS INSURANCE CO.	Apr 1997 → May 1999	$750K	1