Authority & Insurance · Carrier profile · USDOT 2931366

EM96 INC

DARIEN, IL 93

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 5 insurers · 1 lapseCoverage lapse

Spirit Commercial’16–’17

Amtrust Kansas’20–’21

Knightbrook’21–’24

Artisan Truckers’24–’25

2016201920222025now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · SIRIUSPOINT AMERICA INSURANCE COMPANY · since Dec 2025

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
ARTISAN & TRUCKERS CASUALTY COMPANY	Dec 2024 → Dec 2025	$750k	1
KNIGHTBROOK INSURANCE COMPANY	Dec 2021 → Dec 2024	$750k	3
AMTRUST INSURANCE COMPANY OF KANSAS, INC	Dec 2020 → Dec 2021	$750k	1
WESCO INSURANCE COMPANY	Oct 2017 → Apr 2018	$750k	1
SPIRIT COMMERCIAL AUTO RR GROUP, INC	Oct 2016 → Oct 2017	$750k	2