Carrier profile · USDOT 2589218 · MC-907955 · Updated Jul 23, 2026

F & D Trucking Inc

4 power unitsavg 7 yrMulti-region · 9 statesSTERLING HEIGHTS, MI86/100

CARRIER ACTIVEMC-907955 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 5 insurers · 0 lapsesInsurer churn

Progressive Michigan’18–’19

Canal’19–’20

Progressive Michigan’20–’21

Auto Owners’21–’22

Northland’22–’23

North River’23–’24

Northland’24–’25

2018202020222024now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $1,000,000 · AMERISURE MUTUAL INSURANCE COMPANY · since Feb 2026

All 8 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE MICHIGAN INSURANCE COMPANY	Sep 2025 → Feb 2026	$750K	1
NORTHLAND INSURANCE COMPANY	Sep 2024 → Sep 2025	$750K	1
NORTH RIVER INSURANCE CO.	Sep 2023 → Sep 2024	$750K	1
NORTHLAND INSURANCE COMPANY	Sep 2022 → Sep 2023	$750K	1
AUTO OWNERS INSURANCE COMPANY	Sep 2021 → Sep 2022	$750K	1
PROGRESSIVE MICHIGAN INSURANCE COMPANY	Sep 2020 → Sep 2021	$750K	1
CANAL INSURANCE CO.	Sep 2019 → Sep 2020	$750K	1
PROGRESSIVE MICHIGAN INSURANCE COMPANY	Sep 2018 → Sep 2019	$750K	1