Authority & Insurance · Carrier profile · USDOT 1244950
FERNANDO RUIZ
SANTA ROSA, CA 50
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census
Insurance adequacy· filed BIPD vs the $750K federal floor
$750K in forcegeneral-freight federal minimum
$750K floor
Insurance continuity· insurer · policy · lapses
$750K BIPD last filed · 15 insurers · 0 lapsesInsurer churn
2004201020162022now
Shorter eras are too brief to label at this scale — all 15 insurers are named in the list below.
BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Oct 2023
All 15 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| QUALITAS INSURANCE COMPANY | Oct 2022 → Oct 2023 | $750K | 1 |
| UNITED FINANCIAL CASUALTY COMPANY | Oct 2021 → Oct 2022 | $750K | 1 |
| CRUSADER INSURANCE COMPANY | Oct 2018 → Oct 2021 | $750K | 3 |
| LANCER INSURANCE COMPANY | Oct 2017 → Oct 2018 | $750K | 1 |
| SENTRY SELECT INSURANCE COMPANY | Oct 2016 → Oct 2017 | $750K | 1 |
| CAROLINA CASUALTY INSURANCE CO. | Oct 2014 → Oct 2016 | $750K | 2 |
| STRATFORD INSURANCE COMPANY | Oct 2012 → Oct 2014 | $750K | 2 |
| PLAZA INSURANCE COMPANY | Oct 2011 → Oct 2012 | $750K | 3 |
| PRAETORIAN INSURANCE COMPANY | Oct 2010 → Nov 2011 | $750K | 2 |
| SUTTER INSURANCE COMPANY | Oct 2009 → Oct 2010 | $750K | 1 |
| SUA INSURANCE COMPANY | May 2009 → Oct 2009 | $750K | 4 |
| EMPIRE FIRE & MARINE INSURANCE CO. | May 2008 → May 2009 | $750K | 1 |
| UNIVERSAL CASUALTY COMPANY | May 2006 → May 2008 | $750K | 2 |
| STATE NATIONAL INSURANCE CO., INC. | May 2005 → May 2006 | $750K | 1 |
| THE INSURANCE CO OF THE STATE OF PENNSYLVANIA | May 2004 → May 2005 | $750K | 1 |