Authority & Insurance · Carrier profile · USDOT 491726

FINAL FINISH LLC

MORGANTOWN, KY 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum
$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed · 3 insurers · 0 lapsesContinuous
2009201420192024now

Shorter eras are too brief to label at this scale — all 3 insurers are named in the list below.

BIPD in force — $1,000,000 · ERIE INSURANCE EXCHANGE · since Jun 2021

All 3 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
ERIE INSURANCE EXCHANGEJun 2019 → Aug 2021$1M2
THE CINCINNATI INSURANCE CO.Jun 2014 → Jun 2019$1M2
ACUITY, A MUTUAL INSURANCE COMPANYOct 2009 → Jun 2014$1M7