Carrier profile · USDOT 2365282 · MC-842212 · Updated Jun 13, 2026

Finao Industries Incorporated

2 power unitsLocal · 1 statesDEARBORN, MI50/100

CARRIER ACTIVEMC-842212 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 5 insurers · 0 lapsesInsurer churn

Granite State’15–’17

Vanliner’17–’24

Technology’24–now

2013201720212025now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $1,000,000 · TECHNOLOGY INSURANCE COMPANY, INC · since Jul 2025

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
TECHNOLOGY INSURANCE COMPANY, INC	Jul 2024 → Jul 2025	$750K	2
VANLINER INSURANCE COMPANY	Dec 2017 → Jul 2024	$750K	6
GRANITE STATE INSURANCE CO.	Dec 2015 → Dec 2017	$750K	4
AMERISURE MUTUAL INSURANCE COMPANY	Jan 2015 → Dec 2015	$750K	4
AUTO OWNERS INSURANCE COMPANY	Nov 2013 → Dec 2014	$750K	2