Authority & Insurance · Carrier profile · USDOT 1431978

FRANK & AVA SMITH

CEDARTOWN, GA 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 7 insurers · 0 lapsesInsurer churn

Northland’09–’12

National’13–’17

Scottsdale’17–’23

Northland’23–’25

2005201120172023now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $750,000 · PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI · since May 2025

All 9 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NORTHLAND INSURANCE COMPANY	May 2023 → May 2025	$750k	1
SCOTTSDALE INDEMNITY COMPANY	May 2017 → May 2023	$750k	2
NATIONAL CASUALTY COMPANY	May 2013 → May 2017	$750k	2
GREAT WEST CASUALTY CO.	May 2012 → May 2013	$750k	1
NORTHLAND INSURANCE COMPANY	May 2009 → Jul 2012	$750k	3
GREAT AMERICAN ASSURANCE COMPANY	Aug 2007 → Mar 2009	$750k	4
SAGAMORE INSURANCE COMPANY	Aug 2006 → Aug 2007	$750k	1
CANAL INSURANCE CO.	Mar 2006 → Aug 2006	$750k	1
GREAT WEST CASUALTY CO.	Nov 2005 → Mar 2006	$750k	1