Carrier profile · USDOT 1676682 · MC-618973 · Updated Jun 13, 2026

FRANK GARDNER CONSTRUCTION LLC

1 power unitLocal · 1 statesMOUNT VERNON, AR50/100

CARRIER ACTIVEMC-618973 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’17 · 5 insurers · 0 lapsesInsurer churn

Berkley National’10–’12

Berkley Regional’14–’17

beyond this history

2007201220172022now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · UNITED FIRE & CASUALTY CO. · since Oct 2017

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
BERKLEY REGIONAL INSURANCE COMPANY	Oct 2014 → Oct 2017	$750K	1
BERKLEY NATIONAL INSURANCE COMPANY	Oct 2013 → Oct 2014	$750K	1
BERKLEY REGIONAL INSURANCE COMPANY	Oct 2012 → Oct 2013	$750K	1
BERKLEY NATIONAL INSURANCE COMPANY	Oct 2010 → Oct 2012	$750K	2
ACE AMERICAN INSURANCE COMPANY	Oct 2009 → Dec 2010	$750K	1
COMMERCE AND INDUSTRY INSURANCE	Oct 2008 → Oct 2009	$750K	1
MID-CONTINENT CASUALTY CO.	Oct 2007 → Dec 2008	$750K	1