Carrier profile · USDOT 908904 · MC-542525 · Updated Jul 3, 2026

Frank T Loud Trucking Inc

8 power unitsavg 9.3 yrLocal · 2 statesPHENIX CITY, AL71/100

CARRIER ACTIVEMC-542525 ACTIVERATED CONDITIONAL

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 7 insurers · 1 lapseCoverage lapse

Victoria Fire’09–’14

Canal’14–’17

Canal’18–’21

2005201120172023now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE SPECIALTY INS. CO. · since Dec 2025

All 10 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
PROGRESSIVE SPECIALTY INS. CO.	Sep 2025 → Dec 2025	$750K	1
OBSIDIAN SPECIALTY INSURANCE COMPANY	Sep 2024 → Sep 2025	$750K	1
CANAL INSURANCE CO.	Sep 2023 → Sep 2024	$750K	2
OBSIDIAN INSURANCE COMPANY	Sep 2022 → Sep 2023	$750K	1
OBSIDIAN SPECIALTY INSURANCE COMPANY	Sep 2021 → Sep 2022	$750K	1
CANAL INSURANCE CO.	Sep 2018 → Oct 2021	$750K	2
UNITED SPECIALTY INSURANCE COMPANY	Sep 2017 → Sep 2018	$750K	1
CANAL INSURANCE CO.	Sep 2014 → Sep 2017	$750K	5
VICTORIA FIRE & CASUALTY COMPANY	Sep 2009 → Sep 2014	$750K	5
STRATFORD INSURANCE COMPANY	Nov 2005 → Sep 2006	$750K	1