FROY LLC Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- None
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$1M BIPD · 7 insurers · 0 lapsesInsurer churn
+2 earlier
American Alternative · 98–00
Greenwich · 00–09
Zurich American · 09–14
Steadfast · 09–15
Zurich American · 09–14
Commerce Industry · 15–25
19972025
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
8 insurer eras · collapsed from 18 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| COMMERCE AND INDUSTRY INSURANCE | Jul 2015 → Jun 2025 | $1M | 2 |
| GREAT DIVIDE INSURANCE COMPANY | Jul 2014 → Aug 2015 | $1M | 2 |
| ZURICH AMERICAN INSURANCE COMPANY | Jul 2009 → Jul 2014 | $1M | 1 |
| STEADFAST INSURANCE COMPANY | Jul 2009 → Aug 2015 | $1M | 1 |
| ZURICH AMERICAN INSURANCE COMPANY | Jul 2009 → Jul 2014 | $1M | 1 |
| GREENWICH INSURANCE COMPANY | Jul 2000 → Jul 2009 | $1M | 8 |
| AMERICAN ALTERNATIVE INSURANCE CORPORATION | Jul 1998 → Jul 2000 | $1M | 1 |
| NATIONWIDE PROPERTY & CASUALTY INSURANCE CO. | Jul 1997 → Aug 1998 | $1M | 2 |